Creator Loan
Creator first finance. Easy application. Great rates. No hidden fees.
Lending built for Creators
Lending built for Creators
We extract nuanced data add machine learning and use years of experience in the creator economy to determine the lowest interest rate for you.
Invest in your business
Use the funds to invest in a new content format or hire an editor to free up your time to focus on creative. Cover your business expenses during those slower months. It only takes minutes to apply.
Invest in your business
No shady fees
No shady fees
Everyone hates fees, period. Paper’s Creator Loan has no underwriting fees, no prepayment fees and no late fees.
How does the Creator Loan work?
Step 1
Start by applying in the Paper App
Sign up, securely connect your bank account and you'll instantly find out how much you're eligible to receive.
Sign up, securely connect your bank account and you'll instantly find out how much you're eligible to receive.
Step 2
Accept our offer
After you connect your bank account we'll provide you with an offer of how much you can get and at what rate.
You then decide how much you want and within 24 hours we'll do a soft pull of your credit which will not affect your credit score. If we need more info we'll reach out and schedule a quick verification call with you.
You then decide how much you want and within 24 hours we'll do a soft pull of your credit which will not affect your credit score. If we need more info we'll reach out and schedule a quick verification call with you.
After you connect your bank account we'll provide you with an offer of how much you can get and at what rate.
You then decide how much you want and within 24 hours we'll do a soft pull of your credit which will not affect your credit score. If we need more info we'll reach out and schedule a quick verification call with you.
You then decide how much you want and within 24 hours we'll do a soft pull of your credit which will not affect your credit score. If we need more info we'll reach out and schedule a quick verification call with you.
Step 3
Get paid!
Once you set up automatic payment from your bank account we'll disburse the funds. It's usually takes 2-3 business days for the funds to hit your bank account to spend as you like."
Once you set up automatic payment from your bank account we'll disburse the funds. It's usually takes 2-3 business days for the funds to hit your bank account to spend as you like."